A full-service desk for individuals.
Exchange, send, trade & earn — all in one trusted place, with real rates and instant RMB settlement.
Updated every 60s · full board →
Buy & sell currency
Swap Renminbi for USD, GBP, EUR, CAD, AED and more at tight, transparent rates with instant settlement.
- 70+ live markets
- Same-day RMB settlement
- Rate lock at quote time
International transfers
Send money abroad for tuition, rent, suppliers or family at real exchange rates and upfront fees.
- Alipay, WeChat, UnionPay in
- Wire & local rails out
- Track every payment
Crypto desk
Buy and sell BTC, ETH and USDT against the Renminbi with fast, secure on/off-ramp settlement.
- BTC · ETH · USDT · USDC
- Escrow-protected release
- Cold-storage custody
P2P marketplace
Trade currency & crypto directly with other verified members — escrow-protected with buyer/seller chat.
- Escrow on every trade
- Ratings & trade history
- Dispute review desk
Rate alerts & watchlist
Tell us your target rate. We ping you the moment the market hits it — silent otherwise.
- Any pair, any level
- Push / email / in-app
- Free with any account
Travel & student FX
Lock travel money or tuition currency ahead of time and protect yourself from swings.
- Book weeks in advance
- Split-purchase strategy
- Stamped exchange receipt
Same-day settlement
Fiat exchanges settle to a China bank / Alipay / WeChat Pay / UnionPay within the trading day, most in under 30 minutes.
Human support
Real people on WeChat, phone & email during desk hours. Complex tickets acknowledged in under 15 minutes.
Escrow protection
Every P2P trade held in escrow. Funds only move when both sides confirm — full dispute review otherwise.
Transparent fees
The rate you see is the rate you get. No hidden margins, no "correspondent bank" surprises.
How do you make money if your spread is so tight?
Volume. Our desk clears large aggregate flow — thousands of transactions a day — so we can run tighter per-trade spreads than a bank branch and still keep the lights on.
Is my money safe with TCE?
Yes. Fiat is settled through licensed partner banks, crypto held in dual-control cold storage, and every P2P trade is escrow-protected. Read our security controls →
Do you support corporate accounts?
Yes — KYB onboarding, dedicated relationship desk, tiered pricing and consolidated invoicing. Switch to the "For businesses" tab above to see the bundle.
What if I need to send money outside China?
We settle international transfers via wire, SWIFT, and (where available) local rails. See Send money →
Do you have an API?
Yes — REST endpoints for quotes, orders and status, plus signed webhooks. Sandbox available on request.
What are your hours?
Mon–Sat, 08:00–20:00 CST for the human desk. Rates, orders and P2P are 24/7.
Need something bespoke?
Custom currencies, large volumes, priority settlement or corporate onboarding — the desk is one call away.
Contact the desk