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CNY ¥1.00 ▲0.00%USD ¥6.84 ▼0.01%EUR ¥7.79 ▼0.01%GBP ¥9.10 ▲0.00%JPY ¥0.0418 ▼0.05%CHF ¥8.36 ▲0.02%CAD ¥4.85 ▼0.01%AUD ¥4.78 ▲0.00%NZD ¥3.95 ▲0.09%HKD ¥0.8725 ▲0.00%SGD ¥5.30 ▲0.05%KRW ¥0.004663 ▲0.00%TWD ¥0.2117 ▼0.02%INR ¥0.0713 ▲0.02%IDR ¥0.000379 ▼0.01%THB ¥0.2035 ▼0.01%MYR ¥1.67 ▲0.20%PHP ¥0.1108 ▲0.03%VND ¥0.000261 ▼0.11%PKR ¥0.0246 ▲0.13%BDT ¥0.0554 ▲0.05%LKR ¥0.0204 ▼0.17%NPR ¥0.0446 ▼0.03%MOP ¥0.8471 ▲0.00%BND ¥5.30 ▼0.05%MMK ¥0.003261 ▲0.00%KHR ¥0.001690 ▼0.01%KZT ¥0.0144 ▲0.11%AED ¥1.86 ▼0.02%SAR ¥1.82 ▲0.09%QAR ¥1.88 ▲0.06%KWD ¥22.08 ▼0.01%BHD ¥18.20 ▼0.01%OMR ¥17.80 ▲0.00%JOD ¥9.65 ▲0.00%ILS ¥2.24 ▲0.02%TRY ¥0.1445 ▼0.02%NOK ¥0.7083 ▲0.00%SEK ¥0.7041 ▲0.00%DKK ¥1.04 ▲0.30%PLN ¥1.80 ▼0.10%CZK ¥0.3222 ▲0.00%HUF ¥0.0216 ▲0.08%RON ¥1.49 ▼0.04%BGN ¥3.98 ▲0.04%ISK ¥0.0546 ▼0.04%RUB ¥0.0877 ▲0.02%UAH ¥0.1525 ▲0.01%MXN ¥0.3920 ▲0.00%BRL ¥1.34 ▲0.04%ARS ¥0.004566 ▲0.00%CLP ¥0.007209 ▲0.01%COP ¥0.002128 ▼0.01%PEN ¥2.01 ▲0.12%UYU ¥0.1705 ▲0.01%ZAR ¥0.4083 ▲0.01%EGP ¥0.1349 ▲0.02%NGN ¥0.005016 ▲0.00%KES ¥0.0528 ▲0.03%GHS ¥0.5870 ▲0.00%MAD ¥0.7305 ▲0.00%TND ¥2.31 ▼0.06%DZD ¥0.0513 ▼0.04%XOF ¥0.0119 ▲0.02%UGX ¥0.001851 ▼0.01%TZS ¥0.002601 ▲0.00%MUR ¥0.1446 ▼0.01%FJD ¥3.08 ▲0.01%USDT ¥6.82 ▲0.07%BTC ¥433,347 ▼0.44%ETH ¥12,987 ▲0.70%CNY ¥1.00 ▲0.00%USD ¥6.84 ▼0.01%EUR ¥7.79 ▼0.01%GBP ¥9.10 ▲0.00%JPY ¥0.0418 ▼0.05%CHF ¥8.36 ▲0.02%CAD ¥4.85 ▼0.01%AUD ¥4.78 ▲0.00%NZD ¥3.95 ▲0.09%HKD ¥0.8725 ▲0.00%SGD ¥5.30 ▲0.05%KRW ¥0.004663 ▲0.00%TWD ¥0.2117 ▼0.02%INR ¥0.0713 ▲0.02%IDR ¥0.000379 ▼0.01%THB ¥0.2035 ▼0.01%MYR ¥1.67 ▲0.20%PHP ¥0.1108 ▲0.03%VND ¥0.000261 ▼0.11%PKR ¥0.0246 ▲0.13%BDT ¥0.0554 ▲0.05%LKR ¥0.0204 ▼0.17%NPR ¥0.0446 ▼0.03%MOP ¥0.8471 ▲0.00%BND ¥5.30 ▼0.05%MMK ¥0.003261 ▲0.00%KHR ¥0.001690 ▼0.01%KZT ¥0.0144 ▲0.11%AED ¥1.86 ▼0.02%SAR ¥1.82 ▲0.09%QAR ¥1.88 ▲0.06%KWD ¥22.08 ▼0.01%BHD ¥18.20 ▼0.01%OMR ¥17.80 ▲0.00%JOD ¥9.65 ▲0.00%ILS ¥2.24 ▲0.02%TRY ¥0.1445 ▼0.02%NOK ¥0.7083 ▲0.00%SEK ¥0.7041 ▲0.00%DKK ¥1.04 ▲0.30%PLN ¥1.80 ▼0.10%CZK ¥0.3222 ▲0.00%HUF ¥0.0216 ▲0.08%RON ¥1.49 ▼0.04%BGN ¥3.98 ▲0.04%ISK ¥0.0546 ▼0.04%RUB ¥0.0877 ▲0.02%UAH ¥0.1525 ▲0.01%MXN ¥0.3920 ▲0.00%BRL ¥1.34 ▲0.04%ARS ¥0.004566 ▲0.00%CLP ¥0.007209 ▲0.01%COP ¥0.002128 ▼0.01%PEN ¥2.01 ▲0.12%UYU ¥0.1705 ▲0.01%ZAR ¥0.4083 ▲0.01%EGP ¥0.1349 ▲0.02%NGN ¥0.005016 ▲0.00%KES ¥0.0528 ▲0.03%GHS ¥0.5870 ▲0.00%MAD ¥0.7305 ▲0.00%TND ¥2.31 ▼0.06%DZD ¥0.0513 ▼0.04%XOF ¥0.0119 ▲0.02%UGX ¥0.001851 ▼0.01%TZS ¥0.002601 ▲0.00%MUR ¥0.1446 ▼0.01%FJD ¥3.08 ▲0.01%USDT ¥6.82 ▲0.07%BTC ¥433,347 ▼0.44%ETH ¥12,987 ▲0.70%
TCE
Home Live rates Converter 💳 付款 How to pay 🔎 订单查询 Track order 境外退税 Tax refund P2P marketplace About Contact
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💸 Fees & pricing

Simple, transparent, no hidden charges.

Our margin is in the buy/sell rate you see on the board — nothing hidden, nothing revealed at settlement. Personal, Trader or Business — pick the tier that fits, upgrade any time.

🧾 What you'll never see
  • ❌ Account fees
  • ❌ Deposit / withdrawal fees
  • ❌ Correspondent-bank surprises
  • ❌ Inactivity charges
  • ❌ Currency-conversion "handling"
  • ✅ Just the spread you agreed at quote
💎 Choose your tierupgrade unlocks tighter spreads & more headroom

Personal

tight desk spread
0.5%spread
  • Live desk rates
  • Up to ¥5M per day
  • Alipay · WeChat · UnionPay funding
  • Rate alerts & watchlist
  • Standard support (Mon–Sat)
Create account

Trader

priority spread
0.3%spread
  • Tighter spreads on all pairs
  • Up to ¥50M per day
  • Full crypto on/off-ramp
  • Priority settlement queue
  • P2P advanced tools
  • Priority chat support
Go Trader

Business

contract pricing
Custom
  • Negotiated tiered spreads
  • Unlimited volume
  • Dedicated account manager
  • Bulk & recurring FX
  • REST API + signed webhooks
  • Consolidated invoicing
  • KYB white-glove onboarding
Talk to sales
📊 Typical spread by pairindicative — live board is authoritative
PairPersonalTraderBusiness
USD/CNY~1.8%~1.5%From 0.8%
EUR/CNY~2.0%~1.7%From 0.9%
GBP/CNY~2.0%~1.7%From 0.9%
USDT/CNY~1.5%~1.2%From 0.5%
BTC/CNY~2.0%~1.6%From 1.0%
📋 Full fee matrixevery product, every tier, one table
ProductPersonalTraderBusiness
Standard fiat exchangeIncluded in spreadIncluded in spreadIncluded in spread
Domestic settlementFreeFreeFree
International wire¥25 correspondent¥15 correspondentWaived at ¥5M/mo
Crypto on-rampNetwork gas onlyNetwork gas onlyNetwork gas only
Crypto off-rampNetwork gas onlyNetwork gas onlyNetwork gas only
P2P tradeFreeFreeFree
Account & withdrawalFreeFreeFree
Rate alertsFree (unlimited)Free (unlimited)Free (unlimited)
API accessNot availableSandbox on requestFull access + sandbox
🧮 Fee calculatorsee what you'd pay on any amount
TCE margin¥0.00
vs
Typical bank¥0.00
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You save¥0.00
❓ Fee FAQ
How is my spread calculated?

We take the mid-market rate and add / subtract the tier spread. Trader & Business tiers get tighter numbers as your monthly volume grows.

Do you ever add fees at settlement?

No. The rate you confirm at quote is the rate at settlement. The only variable is a correspondent-bank fee on international wires — always shown before you confirm.

What's the network gas fee on crypto?

It's the on-chain fee paid to miners / validators — set by the network, not us. We display the current estimate live before you confirm.

How does volume-based tier upgrade work?

30-day rolling volume: exceed ¥1M and you're auto-nudged to Trader terms; exceed ¥10M and a rep reaches out for Business pricing.

Are P2P trades really free?

Yes — no maker or taker fee. Our margin lives on the fiat / crypto desk side.

Do you offer refunds if I'm unhappy with pricing?

If we quoted you wrong, we honour the price we quoted — you don't pay the difference. If you don't like the market price at quote, don't confirm.

🏢
High-volume or unusual corridor?

Business tier is bespoke — tell us your monthly volume, corridors and settlement preferences, and we\'ll come back with tiered pricing. Talk to sales →

Ready to trade?

Personal tier is free forever. Try the converter and see the real spread on your pair.

See a live quote
🎁 Invite & earn

Invite friends to trade — you both earn ¥100

Share TCE. When your friend makes their first escrow-protected exchange, you both get rewarded.

Get your invite link   How it works